Baltimore: Te-erra Davis, 2019. Paperback. Te-erra Davis is a local insurance adviser born and raised in Baltimore, MD. "As Brand Ambassador of Thee Insurance Lady, LLC, Te-erra's personal mission is to educate each person one by one with literature, coaching, and seminars as she leads and impacts social change" (biography). Her book offers concise, easy to follow instructions on budgeting, saving money, getting out of debt, boosting credit scores, refinancing mortgages, boosting income, and more. New in black paper wrappers with white title to front cover. Pristine. 102 pages. Local Authors. BUS/070919. Fine.